10 Good Mutual Funds For Investment In 2025 To Grow Wealth

Investing in mutual funds is one of the easiest ways to grow your money. Usually, investing in mutual funds means you are aiming to generate returns by investing in the stocks of publicly listed companies. As per the SEBI’s rules imposed on the public listed companies called stocks, it is mandatory to invest at least 65% of the total stocks in equities and equity securities, while the remaining 35% might be invested in the market or debt instruments.

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Coming to the points, it is clear that through investing in good mutual funds with a small monthly investment, quarterly, or annually, you can build wealth over time. However, our stock market offers so many funds available, and choosing the right ones can be overwhelming.

That’s why we’ve created this list of 10 good mutual funds for investment in 2025. The list of mutual funds is suitable for everyone like whether you’re just getting started or looking to diversify your portfolio. These options include good mutual funds across different categories like equity, debt, and hybrid. They’re also great for SIPs (Systematic Investment Plans), which means they qualify as good mutual funds for SIP too.

List of Good Mutual Funds That Catch the Eyes of Many

1. Mirae Asset Large Cap Fund

Category: Large Cap Equity
Why it’s good: Strong past performance from 2013, stable returns, and consistent management.

If you’re looking for stability with a long-term outlook, this is one of the good mutual funds for investment as it has an average annual return of around 13.64% from the time of its inception. The great things about the equity fund are, it invests in large, well-established companies that are less volatile. Perfect for beginners and long-term SIPs. It grows steadily, making it ideal for monthly investing.

2. Parag Parikh Flexi Cap Fund

Category: Flexi Cap Equity
Why it’s good: Diversified portfolio with Indian and international exposure.

It is one of the most popular good mutual funds for SIP. This fund is well known for generating long-term capital growth and gives you a mix of growth and stability. It’s handled market ups and downs very well. That makes it a good mutual fund for long-term investors.

Good mutual fund for investment tip: This one suits investors who want a balance of risk and reward.

3. Axis Bluechip Fund

Category: Large Cap Equity
Why it’s good: Focus on high-quality stocks with good governance.

The Axis Bluechip fund has around 87.76% of investment in domestic equities. This is among the good mutual funds for SIP because of its focus on reliable companies. It’s ideal for people looking to build wealth slowly but surely.

Good mutual funds like Axis Bluechip also reduce risk through careful stock selection.

4. SBI Small Cap Fund

Category: Small Cap Equity
Why it’s good: High growth potential.

If you’re looking for good mutual funds for investment with higher returns and, of course, with higher risk, then believe me, you are scrolling the right mutual funds for yourself. This one’s a great choice for the individual who prefers to take higher risks to grow their wealth. The interesting or you can say, about this fund is it comes under the list of one of the good mutual funds for SIP in the small-cap segment.

Pro tip: Use SIPs to manage volatility in small-cap funds.

5. ICICI Prudential Equity & Debt Fund

Category: Hybrid (Balanced Fund)
Why it’s good: Offers equity growth with debt stability.

This aggressive hybrid fund is among the good mutual funds for investment. This equity fund is often described with the name of capital appreciation, which provides stability through interest income. So, if you want both safety and growth. It invests in a mix of stocks and bonds, making it more balanced.

Many investors consider it a good mutual fund for SIP as it handles market fluctuations well.

6. UTI Nifty 50 Index Fund

Category: Index Fund
Why it’s good: Low cost, broad market exposure.

Choosing the UTI Nifty 50 index means you are exploring a diversified portfolio comprised of the top 50 indian companies. So, if you’re a passive investor, this is one of the good mutual funds as it simply tracks the Nifty 50 index, which means less risk of poor stock picking.

It’s a good mutual fund for SIP because you can invest monthly without worrying about active management fees.

7. Canara Robeco Emerging Equities Fund

Category: Mid-Cap Equity
Why it’s good: A solid performer in the mid-cap space.

The scheme of Canara Robeco is intended to generate capital appreciation by having a diversified portfolio. It is also said that the fund has doubled the money of the investor every 5 years. It is believed by the finance experts that Mid mid-cap equity can deliver excellent returns, and this one stands out. It’s a good mutual fund for investment for those who want to go beyond large caps.

8. HDFC Hybrid Equity Fund

Category: Hybrid Fund
Why it’s good: Good mix of equity and debt with lower downside risk.

The fund was launched in 2012 and shows a great return of around 11.31% annually. A balanced approach makes this one of the good mutual funds for moderate investors. It invests around 65%-80% in equities and the rest in debt.

That’s why it’s also seen as a good mutual fund for SIP, offering smoother growth over time.

9. Nippon India Small Cap Fund

Category: Small Cap Equity
Why it’s good: Aggressive growth and strong long-term performance.

It is said that Nippon India small cap fund comes with high risk but yet one of the most rewarding good mutual funds for investment. The fund is perfect for those who are ready for market ups and downs. This fund has delivered high returns for patient investors.

Use an SIP to benefit from rupee cost averaging. It’s definitely a good mutual fund for SIP for aggressive investors.

10. Quant Active Fund

Category: Flexi Cap Equity
Why it’s good: Tactical asset allocation and unique strategy.

This fund is not your average mutual fund. It’s dynamic and aims to generate alpha with a more active approach. This makes it one of the more interesting good mutual funds for investment and a potential good mutual fund for SIP if you’re open to higher risk and innovation.

What Makes a Mutual Fund “Good”?

Let’s take a moment to understand what makes a mutual fund good in the first place. Here are some key factors to consider before investing in mutual funds to grow your wealth over the period.

Consistent past performance: It is advised to look at the 3 to 5-year returns of the funds to secure your finances.
Low expense ratio: Lower fees mean better net returns.
Experienced fund manager: A good and experienced fund management team is beneficial in taking your wealth closer to the best interest.
Risk profile: Choose funds that match your risk appetite.
AUM (Assets Under Management): Too small can be risky; too large may lose flexibility.

The best part is that all the good mutual funds listed above meet most of these criteria. They’re also widely recommended by financial advisors.

Why SIP is the Best Way to Invest?

SIP stands for Systematic Investment Plan. It allows you to invest a fixed amount monthly, quarterly, or annually into mutual funds.

Here’s why SIPs are great for investing in good mutual funds:

Disciplined investing: You save and invest regularly.
Rupee cost averaging: You buy more units when prices are low and fewer when high.
Power of compounding: Small amounts grow into big wealth over time.
Low entry barrier: Start with as little as ₹500 per month.

So when we talk about good mutual funds for SIP, we mean those that perform well when invested in over the long term, using monthly contributions.

How to Choose the Right Fund for You

With so many good mutual funds for investment, how do you pick the right one? Here are a few simple tips:

If you’re a beginner, go for large-cap or hybrid funds.
If you’re young and can take risks, try small-cap or mid-cap funds via SIP.
If you want low-cost options, Index funds are great.
If you’re planning for retirement, Balanced and hybrid funds can provide growth with less risk.

Match your goal, time frame, and risk appetite with the type of mutual fund. SIP into your chosen fund and stick with it.

Conclusion

There are many good mutual funds for investment in India today. The ten we’ve listed here are among the best across categories. Whether you prefer equity, hybrid, or index funds, there’s something for everyone.

Also, remember: all of these are good mutual funds for SIP as well. SIPs help you invest consistently, ride out market volatility, and build wealth over time.

If you’re unsure which one to choose, start small. Begin with one or two good mutual funds, track their performance, and then expand your portfolio as you gain confidence.

10 Good Mutual Funds for Investment in 2025 to Grow Wealth